frugal Photos & Videos

I'm tempted to buy cute things I like with the credit from my sales lol. #frugal #poshmark #poshmarkselling #poshmarkbuying #poshmarktrading #bartering #moneysaving #ilovehandmedowns #temptedtobuyallthethings #cuteclothesforless #clothing #closetcleanout">
15 minutes ago

Poshmark shipment today 😊 I sent out 5 packages today. And I came home with 4 lol 🤣 I discovered poshmark several months ago while researching frugal ideas. I absolutely love it, and theres so many reasons to. 1) I hate paying full price lol 2) I can easily find like new and even new with tags items 3) I have no Need to purchase new items, because why when used items particularly clothing are just as good 4) if your "green" or just conscious about not being wasteful for the sake of being wasteful, refer back to 3 5) I can clean out my closet! And declutter items I dont use or need anymore 6) I can get paid for those items 7) getting back to basics and bartering for good deals, and trading! ... I can keep going. The only negative thing-> I'm tempted to buy cute things I like with the credit from my sales lol. #frugal #poshmark #poshmarkselling #poshmarkbuying #poshmarktrading #bartering #moneysaving #ilovehandmedowns #temptedtobuyallthethings #cuteclothesforless #clothing #closetcleanout

10
27 minutes ago

Who would have thought this? 😲

181
32 minutes ago

It’s a love Giveaway ❤️✨👉🏾 One person will be sent this gift including scissors. Here's how to enter: (1) Like this post. (2) Follow this IG. (3) That’s it! Good luck everyone. Giveaway sponsored by Simple Savings For ATL Moms. Giveaway not associated with IG and open to anyone living in the USA. 👉🏾 Winner will be tagged back to the giveaway anytime *1.16.19* for their acceptance. Good luck everyone - Quida

20441
40 minutes ago

Organic herb/vegetable seeds | Target 🎯 084 00 0658

221
45 minutes ago

New Hallmark greeting cards | Target $3.99 ea 👉🏾 Black History Month section

164
51 minutes ago

Soup was on the meal plan for tonight. I love making soup🌽🌿🍅 Its cheap, its quick, it freezes well, it goes a long way to feed countless mouths and its full of goodness. I don't use a recipe, it's whatever in season, what I have on hand in the fridge or freezer or what I can find in my garden like zucchini, basil and chives today. I use a stock whether one I've stashed away in the freezer or a brought one, 1 packet of some creaminess like sour cream, cream, cream cheese or creme fraiche which is my favorite due to the fact the consistency stays the same through the heat and defrost process unlike many cream options. Bread rolls rescued from the freezer are chucked in the oven to breathe some new life into them before gracing the table clothed in homemade garlic butter. I have around 3 dinners worth, at under $20 for everything it's incredibly budget friendly. . #soup #vegetablesoup #soups #soupoftheday #vegesoup #homemadesoup #soupforthesoul #soupfordays #souprecipe #souptime #souplovers #soupweather #simpleliving #budgetingcommunity #minimalliving #intentionalliving #livingwithpurpose #slowdays #slowfashionfamily #lowwaste #zerowaste #frugal #fruglity #minimalism #minimalist

30
53 minutes ago

New Valentine’s wood clips | Target 🎯 $1 ea 234 04 0961

411
1 hour ago

I made a little effort this week with our shopping this week! I usually get tired and just end up shopping at 1 shop but I did it differently this time. ✔Golden Circle Outlet - $69.25 (bulk bought heaps of poppas and gave them to my family) ✔Fruit Shop - $39.48 ✔Butcher - $12.99 (not shown is a 2L custard because I left it at mums) Still got a few more things to get but not bad for a $121.72 #shoppinghaul #shopping #haul #goldencirclefactoryoutlet #cheap # #mum #three #3 #frugal #living #mumof3frugalliving @mumof3_frugal_livingby

31
1 hour ago

Sometimes I like to spice up my tea with a drop of essential oil. I added a drop of pink pepper today. Pink pepper smells fruity and the flavor subtle, unlike the spicy nature of back pepper. DoTERRA introduced the oil in September. According to DoTERRA, pink pepper helps support a healthy metabolism—just what I need in January. . . . #crunchymom #makelocalhabit #naturalbeauty #essentialoil #essentialdays #crunchymama #naturalmama #naturalhealth #inbend #frugal #healthy #aromatherapy #diy #simplicity #holistichealing #mindandbody #enneagram #consciousparenting #awakeparenting #attachmentparenting #mindfulness #spiritualfamily #nontoxicliving #mindbodyspirit #budgetplanner #natural #healthy #relax #pinkpepper #doterra #metabolismbooster

110
1 hour ago

Shopkick app. If you don't have it, I highly recommend downloading it. You get kicks (points) by entering stores, scanning certain items, and buying products. . Use code MALL059134 or go to the link in my profile to get started! You'll get a bonus of 250 kicks once you enter your first store. • #ymmv #savemoney #couponlife #clearance #budget #freebies #cvscouponing #save #budgeting #couponaholic #neverpayretail #frugalliving #deal #wagsdeals #save #couponmom #ipaywithcoupons #free #savingmoney #newbiecouponer #walgreensdeals #couponaddict #frugal #couponcommunity #couponnewbie #couponingcommunity #fddeals #familydollar #clearancehunter #walmartfinds

40
1 hour ago

Husband & I went to the bank today because I wanted to change some things on his accounts & while there, I asked about a home equity loan as an option when we remortgage. The benefit is I can pay as much as I want without penalty but at 4.95% interest! 😱 That might be to much for me. (Our Canadian mortgages have penalties if we pay to much) But I do like knowing my options. We pay 2.44% (fixed) interest right now, which I’m very happy with but unfortunately it’s very unlikely we’ll see this number again. I was texting our mortgage broker tonight and there are options of us paying 20% a year in privilege payments of the amount we borrowed (we are at 10% currently) but then we are at variable which scares me. But I’d be very happy at that 20% as I won’t be able to afford more than that anyway. Ideally I want the 20% privilege payments, 3.4% interest seems realistic right now & fixed. #dream One thing I know, I’ll be very happy with what I decide because I will have explored all options. & I will select the best one. It’s way to much money borrowed not to! I’m working my way through all the suggestions on the previous post 💗

679
1 hour ago

If you haven’t had a chance to read my last blog post, I spill something I actually “splurge” on... my gym 🤨 • As much as saving is important, I believe spending on things that bring real value to your life is important too. Especially on something like your health. • The link to the post is in my bio. I’d love to hear your thoughts on it below 🤗 🏋🏻‍♀️ 💰 • • • • • • • • • • • #veemakescents #debtfreecommunity #debtfreeliving #savingmoney #debtfreejourney #debtfreedom #financialfreedom #personalfinance #wealth #buildwealth #babysteps #femaleblogger #bloggergirl #bloggerbabe #millenialblogger #bossbabe #thebossbabesociete #girlboss #blogpost #goals #budget #onabudget #financialindependence #kickboxing #workout #gym #tuesdaythoughts #spending #frugal #minimalista

380
2 hours ago

“Ends” Have y’all ever asked for ends from your grocery store’s deli counter? The ends of deli meats and cheeses are usually sold at a steep discount. Some grocery stores make them available by grouping similar meats or cheeses on Sundays or Wednesdays and putting them out on the sausage and cheese carousel (see pictures). There are some grocery stores that you’ll need to be proactive at and ask to “see the ends” (maybe choose better wording that doesn’t sound like a poorly structured pickup line). People rarely ask, so there are usually great options to choose from. I like that I can get a bunch of different quality and varieties of meats and cheeses without having to pay for them individually. Makes the decision making so much easier. My organization opened a new site and it isn’t fully equipped with microwave, fridge, etc. So I had to plan for lunches that didn’t need to be refrigerated or heated. I went with fruits, sandwiches, mixed nuts, chips and chopped veggies with miscellaneous dips. Happy shopping and meal planning & prepping y’all 🙋🏻‍♀️ #DebtFree #DebtFreeCommunity #DebtFreeJourney #Budget #BudgetMeals #Budgeting #Frugal #FrugalLiving #Mealplanning #MealPrep #MealPrepSunday #sandwich #deli

182
2 hours ago

Tonight’s dinner was super simple despite the “almost” fire. We used the steak I marinated last night, 2 green peppers, and onion for the kabobs. We made a sweet carrot side because I had baby carrots in the fridge that were close to their expiry date. DELICIOUSLY RANDOM. #pantrychallenge #organizedoutlook #organized #millennial #cleaning #finance #mealprep #fitness #organization #cleaning #instaorganizer #blogger #lifestyle #cheap #hamont #canadian #resourceful #usewhatyouhave #spendless #follow #followme #hamont #diy #instagram #instalife #renter #frugal #kabob

130
2 hours ago

[FREE MASTERCLASS] ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Tired of unexpected expenses wiping out a large chunk of savings in one swoop? ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Join me in my new master class. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Where I'll teach you how to deal with life's unexpected expenses without the painfully slow progress, constant discouragement, or soul crushing thought 'Ok, well, here goes everything!' ⠀⠀⠀⠀⠀⠀⠀⠀⠀ I'm going to cover ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ✔️The 3 Secrets to Mastering Unexpected Expenses for Good that dramatically cuts down on the surprise factor ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ✔️What Steps You Need to Take to handle unexpected expenses like a pro and make them inconveniences instead of budget wreckers ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ✔️The Major Mindset Shift so you can finally stick to your budget even with unexpected expenses and make massive progress to get rid of the debt and save more money ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Pick the date and time that works for you. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Reserve your seat here [LINK IN BIO] https://www.cookwithashoe.com/masterclass/

42
2 hours ago

Slow Cooker Mexican Meatloaf is an Easy Way to Spice up Dinner Tonight (with Almost No Effort)!Click link in profile to see the recipe!⁣ --> https://www.sidetrackedsarah.com/slow-cooker-mexican-meatloaf/⁣ ------------------------------------------------------------------------------------------------------------------------------------------⁣ #eeeeats #easyrecipes #tastespotting #budgetmeals #budgetfriendly #frugalliving #frugalmeals #frugal #cheapfood #recipeshare #easyrecipes #newrecipes #simplerecipes #cookingram #cookingtime #cooking101 #cookingwithlove #cookingdinner #cookingskills #cookingathome #cookingwithkids #cookingisfun #cookingtips #cookingschool #foodaffair #top_food_of_instagram #infoodwetrust #yum #food #delicious

500
2 hours ago

Leftover BBQ chook wraps for the big man's lunch and 50%off porterhouse steak for dinner 👌 with pasta bake. I just made a basic bechamel because I didn't have anything else to utilise, and a handful of frozen veggies to sneak in for our mate the toddler, who is on a mission to avoid anything of nutritional value atm. #beetrootislife # #frugal #frugalliving #frugallife #frugality #debtfreegoals #wifelife #budget #savings #twinmum #3under2 #gettingitdone #imnotafuckinghousewife #frugalfamily #debtfreecommunity #savingforfuture #savvy #budgetlife #budgetmum #ozdebtfreecommunity #pennypincher #getsmartgetsavvy #icookicleanistaymean

110
2 hours ago

$50 thanks Facebook market. I sold some a stack of modern cloth nappies and liners to another family that predict they have the patience and the time. I tried, I really did with my first, and it's definately not for me. Best of luck to them though 😛👌 #frugal #frugalliving #frugallife #frugality #debtfreegoals #wifelife #budget #savings #twinmum #3under2 #gettingitdone #imnotafuckinghousewife #frugalfamily #debtfreecommunity #savingforfuture #savvy #budgetlife #budgetmum #ozdebtfreecommunity #pennypincher #getsmartgetsavvy #icookicleanistaymean

70
2 hours ago

Eyes on the prize - small steps everyday to get to my bigger goal. Feeling motivated and inspired!

571
2 hours ago

Wow. What a surreal feeling. I have put in so much work, made so many sacrifices, missed a LOT of sleep 😴, but it was so worth it. I finished my Bachelors Degree today. I am graduating with honors, #cumlaude and my gosh I am just so proud of myself for finally getting it done! I’m setting an example for my children and building a legacy. Glory to God because I did NOT do this without him! 👩🏻‍🎓💆🏻‍♀️🖤 . . . . . . #debtfree #debtfreecommunity #debtfreejourney #babysteps #babystep2 #financialpeace #financialfreedom #cash #minimalism #debtfreegoals #daveramsey #livewithless #lessismore #frugal #financialhealth #budget #liveonabudget #cashisking #livelikenooneelse #totalmoneymakeover #zerobasedbudget #savemoney #budgeting #financialhealth #debtfreedom #budgeting #educatedmama #buildingalegacy #allbecauseofthelord

111
2 hours ago

Hooray for hubby’s weekly pay! . First proper week on our modified BFI method. Hubby got a couple of hours overtime this week too which was great. . How we’ve split his pay: • $80 (8%) to buy more Shares - we decided we would normally put overtime into the Smile account, but this week we have bought some more Shares on @sharesiesnz • $150 (15%) Splurge - this is higher than usual due to a last minute dinner date with hubby’s brother & sister-in-law who are in town for the night. We haven’t seen them in almost a year so it’s worthwhile spending the extra to catch up in our opinion - $50 is typically what we would put in here. • $4 (<1%) Bills - this is just to cover an AP coming out tomorrow as our main bills are covered with my payday which is in 2 days 👏 • $250 (25%) Fire Extinguisher - this is our savings towards our next home deposit • $520 (50%) Daily Expenses. This will cover groceries and fuel at the weekend and we should have some left over to carry forward to next week. . I love weeks where we both get paid! 👏

161
2 hours ago

Free coffee. ☕️ Go to dunkinsamples.com choose “no” and then “yes”.

131
3 hours ago

🔥🔥 $45 off when buy a $45 Sam’s club membership. 🔥🔥 Link in my bio. Thanks, @glitchesareforwitches

61
3 hours ago

I got paid today and you know what? I still had half of my regular grocery budget left in my envelope. Using @debtkickinmom as inspiration to be more intentional with my meal planning has been a real eye opener for our family. Tonight, for the #januarypantrychallenge , I made crispy chicken thighs in the #airfryer , used leftover queso dip and cheddar cheese as a base for a pasta sauce, tossed in leftover cooked penne, and steamed a bag of broccoli to make dinner. Tomorrow is “leftover” night and I’m just feeling really joyful about progress ❤️ . . . . . #debtfreejourney #debtfreedom #fpu #daveramsey #frugal #debtfreecommunity #financialfreedom #goals #2019goals #zerobudget #envelopesystem #babysteps #babystep2 #budgeting #budget #financialpeace #totalmoneymakeover #debtfreeisthenewsexy #debtsnowball #debtpayoff #debtavalanche

161
3 hours ago

Just today, I was telling Nathan, “I wonder how different our lives would be if we knew what we know about money NOW when we first got married.” His response was exactly what I needed to hear. He said, “The point is that we’re learning now.” That has stuck with me all day. Without making the mistakes we’ve made, we wouldn’t be the people that we are today. And through our mess, God still provided for our needs and glorified Himself, while leading us into the right direction. A few months before we had Judah, we sat down one night and listed all of our monthly expenses.. and then subtracted my projected income, since I was going to be off work for a few months to be home with the baby. We. Were. In. HUGE. TROUBLE! We had just been skating by, paying our bills but having nothing at the end of the month to show for it. No savings, tons of credit card debt, and in serious denial. Until we faced head on the mess that we had made for ourselves, which was the hardest but best thing we did. The joy of our long awaited miracle baby had temporarily taken away our worries, as I knew it would. And God, in His faithfulness, provided in extraordinary ways for us and allowed us to enjoy those first few precious months with Judah bear without the stress of money. Fast forward to October 2018. Nathan had decided to take a fast from Facebook. Instead, he focused his time on the Lord and finding ways to better himself. One thing lead to another, and he had discovered some videos from Dave Ramsey’s radio program on YouTube. His eyes were opened to the intense reality of our financial sickness, and he immediately began formulating a plan to get healthy. In total honesty, I was not completely on board. I was in the mindset that we will get it paid off when we get it paid off, I didn’t want to change our lifestyle that we were (on outward appearance) maintaining. I didn’t want to give up being able to go to Target and buy that cute cardigan that I just HAD to have. Or our Sunday afternoons of going out to eat after church?! No way could I give that up. And getting on a CASH 💵 BUDGET?! Yeah, right. But then, something changed in me. Continued in comments ❤️

112
3 hours ago

First morning in Japan. It feels like Christmas! It truly is a beautiful place. We will be out on the mountain for the next few days! I'm already exhausted thinking about haha. I somehow managed to hurt my hip on the plane, maybe sitting on it funny while I slept? I am not sure.. But I'm not sure how I will do with the skiis.. I'll have to wait and see how I go today. Wish me luck!! #japan #budget #holiday #travel #skiing #frugal #budgeting #daveramsey #saving

210
3 hours ago

Money is like a child, you have to hold its hand or it can run away from you. I always check over my accounts every couple of days to ensure that every cent is accounted for. This keeps me in control of my spendings and makes me aware of any frivolous purchases. #budgetlife #budget #budgeting #mums #mum #moms #accounts #spendings #daveramsey #debtfreeliving #debtfreeaustralians #debtfreejourney #frugalliving #frugal #savings #bargainshopper #frugallife #organised #family #money #barefootinvestor #finances #finance #retirement #purchases #shopping

342
3 hours ago

Does anyone else shop for #groceries on student discount night? I hope my Asian genes of youth can allow me to ride that student discount until I can start using my seniors discount #goals #studentforlife 👩🏻‍🎓👩🏻‍🎓👩🏻‍⚕️ - If you haven’t downloaded the app @checkout51 already, I recommend it as a great #couponing app! I’ve received $170 back from grocery shopping (and no I’m not sponsored). 💸 Feel free to use my referral link for $5 in your account (it’s on my profile page). You can thank me later! . . . . #deals #budgeting #debtfreecommunity #debtfreejourney #savingmoney #frugal #moneymaker #couponcommunity #studentdiscount #coupons #discount #groceryshopping #frugalliving #extremecouponing #app #groceryhaul #cheap #student #medstudent #residentlife

140
3 hours ago

Our experience with toilet training 🚽 ⠀⠀⠀⠀⠀⠀⠀⠀⠀ When Olly was about 1.5 years old, he started to hate wearing a nappy. He’d cry, scream “no, stop!” and kick around if we tried to put them on him. He would also make us aware of his intention to go to the toilet by yelling it out and running to get some wipes. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ So after some discussion, we decided to give potty training a go. We didn’t have any expectations as he was quite young and we figured it could have been just a phase. Well, I’m proud to report that he has been toilet trained for months now (wow, mum life is weird 😂) ⠀⠀⠀⠀⠀⠀⠀⠀⠀ What worked for us: - I put aside a week where we didn’t need to go anywhere including to the supermarket (I got home delivery instead) - I bought him a potty and printed out some colouring in images. Once he’d coloured them, we decorated the potty with them to get him excited about HIS potty! - As soon as he’d wake up in the morning, I’d put him on the potty. Then every hour or so, I’d put him on again. Then again after lunch and after dinner etc. Basically, I just made it routine to sit on the potty. - Every time he’d do a wee/poo, I made sure we’d cheer for him and we’d hi 5. I also let him help me dump the potty and flush the toilet, I made out it was a super exciting job to be allowed to do. I also didn’t make a big deal about accidents. - I kept him undressed from the waist down until he got the hang of the potty, then we moved to undies until he got the hang of them and then normal clothes. - During the undies stage, I introduced the step ladder toilet seat. It took a while for him to not be scared of falling in the toilet but we kept trying until he approached it himself. Now he refuses to use the potty (he only wants to use the toilet). - Lastly, we kept at it even when he had regression days. I knew it was normal and although it was (very) frustrating sometimes, I knew he was frustrated too so I didn’t want to ‘let him down’. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ We still choose to put him in nappy pants for his nap and bed time but 99% of the time he wakes up dry and goes straight to the toilet. We are planning to start undies for his nap very soon though!

5520
3 hours ago

🚨💰🚨💰Ends tonight!! 💰🚨💰Voyager link in bio! Get $25 in bitcoin FREE just for email sign up! Get $25 for every friend that uses your link. 💰💰💰💰💰💰💰💰💰 Great investment opportunity!! I can’t say enough great things about bitcoin and how it got my family out of poverty and changed my life last year. Huge things are coming up in bitcoin later this year. You want every bit you can get your hands on because $25 can be hundreds or thousands of dollars if you leave it alone to grow! 🚨💰🚨💰🚨💰

142
3 hours ago

I got my FREE ring doorbell!! 🙌🏽 I told ya to not miss this!! Sign up with the link in my bio, download the app.. allow location and no credit card needed that’s it!! 🤗 once you sign up share your link with your friends and earn your free doorbell 😍 . . . . . . #free #couponcommunity #instagram #like #couponer #savingmoney #keto #ketodiet #couponers #couponing #coupons #flcouponer #orlando #kissimmee #flcouponer #couponworld #saving #smartshopper #save #frugal #clearance #dealchaser #hot #extremecouponing #florida

92
4 hours ago

Finished the January reading for the @dfcbookclub . Are you in the club?? This was an excellent listen that has helped shape my mindset about having all @my dollars work for me in the future, as well as risk taking and continuously growing your financial intelligence. The audiobook is free on YouTube! I simply listened during my commute! Swipe to read my biggest takeaways/thoughts from the book. #frugal #audiobooks #financialeducation #financialfreedom #debtfreecommunity #debtfreejourney #richdadpoordad #wealthcreation #wealthmanagement #wealthretention #bookclub

242
4 hours ago

I’ll admit, index fund investing is totally boring. It’s not glamorous, it’s a relatively safe investment and apart from the occasional review of your portfolio/asset allocation, it takes very minimal time and effort to manage. This is exactly the reason why I love it. They are a set and forget investment, freeing up our time to focus on life. As much as I enjoy personal finance, I also enjoy living. I don’t actually want to be spending my time and energy worrying about how the investments are going. I’d much rather keep them on autopilot and let them accumulate / make money while we sleep. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
I read a very interesting article yesterday that showed that often the best performing portfolios are those from people who have either completely forgotten about their accounts, or are dead! These people have built more wealth than investors trying to beat the market. Isn’t that interesting! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 👆Quote above is another from Morgan Housel 🙌

543
4 hours ago

Feeling this quote so much lately. 🙌🏼

171
4 hours ago

I love denim and I love @ilovedirtcheap little guy styles for little guys with large personalities! . . . How do you make Trolls look cool on a young guy? Like this 💪👆 . . . Shirt @ilovedirtcheap $3.50. Yes we shop there! And we are showing our entire purchased collection that was under $100 for 2 boys. We look great and our pockets do too :-)! . . . Photographed by @feartography . . . #instastyle #instagood #instakid #instakids #stylefashion #stylishkids #fashionstyle #fashionforkids #fashionkids #fashion #kidmodels #spottedcmm #instafamous #boyfashion #boys #boymodel #brandrepsearch #guymodel #guys #blackboyjoy #blackkids #black #melaninpoppin #frugal #wisdom #scouting #instakidsmodel

182
4 hours ago

How do you make Trolls look cool on a young guy? Like this 💪👆 . . . Boys fashion are getting more attention than it did a decade ago. Moms are enjoying shopping for boys because guy style is no longer considered Oxford and Slacks or t-shirt and shorts. . . . Shirt @ilovedirtcheap $3.50. Yes we shop there! And we are showing our entire purchased collection that was under $100 for 2 boys. We look great and our pockets do too :-)! . . . Photographed by @feartography . #instastyle #instagood #instakid #instakids #stylefashion #stylishkids #fashionstyle #fashionforkids #fashionkids #fashion #kidmodels #spottedcmm #instafamous #boyfashion #boys #boymodel #brandrepsearch #guymodel #guys #blackboyjoy #blackkids #black #melaninpoppin #frugal #wisdom #scouting #ljmoself #instakidsmodel

213
4 hours ago

New Pearl/Diamond pen | Walgreens

2022
4 hours ago

What’s a school holidays with out a trip to the hospital ? 🤷‍♀️ we did have a girls day planned with a visit to a friends new baby boy but miss 6 seemed to have other ideas 💡 🤮 thankful it’s only a virus at this stage. 🙏

249
4 hours ago

My locker at work is constantly packed with snacks 🥯🥨🍞🍇 I have mostly early shifts, so it’s nice to make oatmeal and snack on crackers and peanuts throughout the day. I usually pack a salad 🥗 or sandwich 🥪 but sometimes it’s ramen noodles! 🍜🤣 I buy my crackers BOGO free, the grilled cheese flavor is my FAV!! Peanuts 🥜 and trail mix I get at Aldis. They are so good and cheap! I also like true lemon flavor packets 🍋 I get a craving for soda sometimes, but literally a bottle of soda is 1.99 🤔 so free fountain water for me!

312
4 hours ago

Thank goodness I’m almost close to my savings goal and debt free date!! Sometimes it feels like such a long road on this journey but there is light at the end of the tunnel! You can have all the nice things once you’re debt free, have a heft savings, investing, and budgeting for it!! Do you sometimes feel this way? ⬇️ • • • • • • #debtfreecommunity #daveramseybabysteps #daveramsey #babystep2 #babystep3 #budget #minimalism #debtfreejourney #debtfree #minimalist #frugalliving #frugal #journey #money #moneymanagement #cashenvelopes #money #invest #totalmoneymakeover #fpu #financialfreedom #budgetplanner #budgeting #saving #savings #debt #money #goals #mealprep #minimalist #minimalism #rachelcruze #suzeorman #likeforlikes

1273
4 hours ago

A chilly day and a pantry full of odds and ends means a great day to make granola! If you hadn't tried yet-it's super simple and will use up the stray leftovers from holiday baking season- #coconut #pecan #cranberry #chocolate #granola is a super #frugal treat.

80
5 hours ago

Goal Setting 101: Hold yourself accountable to your goals. • Goal setting works when you review your progress on a consistent basis. Some find weekly reviews optimal, others find bi-weekly reviews to work. Experiment throughout the year to see what works best for you. • Dry January: Haven’t touched a drop of alcohol so far this month. I have been keeping up with a note on my phone to see how many times I could have partaken, seven. That is like every other day! Im focused to make it through the month. • Make Legacy Drawer: I am behind on my progress for this. I learned something new when I went to the bank to get the notary to sign my last will & testament. In the state of Tennessee you need two witnesses that are not in the will as well as a public notary in order for your last will & testament to be official. Hoping to get that taken care of this week. Finish DIY project: On course with this one! Caulked the quarter round and base boards last weekend, I’ll just need a few hours this weekend to add a coat of paint and it will be done! • Have you reflected on your goals? • Financial coaching services available. Visit my website to learn more and schedule a free consultation to talk about your life and your money.

581
5 hours ago

🔥🔥 Go on Brickseek.com to check the inventory at your surrounding stores. 🔥🔥 repost @coupon_mama2018

202
5 hours ago

My book came in the mail today! I liked listening to the audiobook, but I still prefer having a paper copy. I can better comprehend information when I can see it. Anybody else? Or maybe I’m just old school?! @dfcbookclub

427
5 hours ago

I occasionally lend my younger sister some money when she needs it or pay for things when we are out & I keep a tally of it all in the notes on my phone. I don’t mind as she is studying a double degree at the moment & doesn’t have heaps of time to work. The other day she paid me back everything she owed me & said ‘it’s so good to be debt free & that all the money I earn now is mine’ It was so funny & a good point. Even though it wasn’t much at all, it’s still that same feeling! 😌

1314
5 hours ago

Despite having a crazy busy week, with very little sleep this is my motto for today. I don’t really have a choice but to get on with it! Lachy’s up north for work, I’ve got a rent inspection tomorrow, a skip bin coming today (yeh forgot about that #declutterlife ) and three kids that are always hungry and bored.. 😑 But hey, coffees got my back!

542
8 hours ago

I am still a life-long lover of books but out of consideration for my spending habits and the accumulation of stuff I’ve been buying less and using the library more- including the @overdrive_libs app on iPad which allows me to access eBooks and Audiobooks available through my councils library network. (I highly recommend at least for eBooks). ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Pros ✅of library/overdrive loaning: ⠀⠀⠀⠀⠀⠀⠀⠀⠀ • It’s free! • I can borrow 9 eBooks at a time (up to 30 physical resources in the library😱) so I’m no longer restricted by my bank account or spending guilt when deciding😂 • I can take lots of eBooks on holiday with me in an iPads worth of space. • There’s lots available to choose from! • You don’t have to worry about how to thoughtfully dispose of books you never finished/know you will never read again😉. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ ‘Cons’ ❌ of library/overdrive loaning: ⠀⠀⠀⠀⠀⠀⠀⠀⠀ • The infinite time spent browsing titles is comparable to being in a shop.😂 • I can borrow 9 eBooks at a time- and because I’m no longer restricted by my bank account or spending guilt when deciding, I borrow all 9 because I don’t know what I feel like reading the most😂. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Seriously though I recommend the app, and I always welcome other book reccomendations👇🏻👇🏻. #readmore2019 #themoreyouknow #intentionalliving #sparkjoy #addvalue #minimalism #frugal #bringvalue #positiveimpact #knowledge

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